Appraisal services for Richmond and Fort Bend County homeowners

Here are the top seven reasons TX homeowners need MARSHALL HEARD APPRAISALS, LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. To challenge a TX property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Fort Bend county or TX by determining the true market value of real estate in question

Do you own a home in or near Richmond? Do you need help determining the price of your real estate?
Contact MARSHALL HEARD APPRAISALS, LLC.

At MARSHALL HEARD APPRAISALS, LLC, we understand the unique needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.

PMI Removal Appraisals

A preferred way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping consumers just like you remove unneeded and unwanted PMI insurance.

Challenging Fort Bend county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other homes nearby. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal report from MARSHALL HEARD APPRAISALS, LLC is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be unsuitable from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. MARSHALL HEARD APPRAISALS, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? MARSHALL HEARD APPRAISALS, LLC offers field reviews where we'll go out and check the subject and comps. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? MARSHALL HEARD APPRAISALS, LLC can help you with that. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.